+50 End-Investors

Product & pricing options offered by more than 50 Wall Street Banks, Insurance Companies and other top asset buyers.



+2,500 Products

With this scope of product and credit criteria, you can bet we have the best program for all your client's needs. Get access now.



+30% Lower Costs

Never miss best execution. Take advantage of every opportunity in the secondary market. On average, our brokers execute +30% better.



+5,000 TPOs

Over 5,000 brokers with innovative technology, competitive products, and dedicated support, ensuring exceptional client experiences.







Over 2,500 NonQM Products Available



DSCR 1-4 Units




  DSCR down to 75% Coverage
  Unlimited Cash Out up to 65% LTV
  Short Term or Long Term Rent
DSCR 5-10 Units




  DSCR to 100% Coverage
  Full Recourse & Non-Recourse Available
  Short Term or Long Term Rent
DSCR No Ratio




  No DSCR Required
  1-4 Units
  Short Term or Long Term Rent
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Guidelines subject to change with no or limited notice. Please review all Loanhouse guidelines for regular updates.
12-24 Months Bank Statements




  Flexible bank statement documentation options, allowing borrowers to qualify using 12 or 24 months of personal or business bank statements instead of tax returns.
Asset Depletion






  Asset depletion allows borrowers to qualify using liquid assets. Documentation options include bank statements, investment accounts, or retirement funds to verify income eligibility.

Asset Utilization






  Asset utilization documentation options allow borrowers to qualify using liquid assets instead of traditional income, providing flexibility for self-employed or high-net-worth individuals.

Alternative Income Documentation for Self-Employed Borrowers or Borrowers with Substantial Assets

Guidelines subject to change with no or limited notice. Please review all Loanhouse guidelines for regular updates.
P&L Only






  P&L Only documentation allows self-employed borrowers to qualify using a 12-24 month Profit & Loss statement, simplifying income verification without requiring tax returns or bank statements.
P&L with 3 months Bank Statements




  P&L with 3-month bank statements a better priced option, allowing self-employed borrowers to qualify based on profit and loss statements supported by bank statements.

1099 Only






  12-24 Month 1099 option allows self-employed borrowers to qualify using their 1099 income, offering flexible underwriting and easier access to home financing solutions.

Alternative Income Doc Types for Self Employed Borrowers

Guidelines subject to change with no or limited notice. Please review all Loanhouse guidelines for regular updates.
ITIN Full Doc




  ITIN Full Doc product offers flexible financing for borrowers with Individual Taxpayer Identification Numbers, requiring full documentation to verify income, providing homeownership opportunities beyond traditional lending guidelines
ITIN Bank Statements




  TIN Bank Statements product offers flexible loan options for borrowers without a Social Security Number, using bank statement income verification for approval.


Foreign National DSCR




  A Foreign National DSCR product offers financing for international borrowers, focusing on debt service coverage ratio (DSCR) instead of traditional credit score requirements.


Full and Alt Doc Programs for Non-Citizen TINs, DACA and Foreign Nationals

Guidelines subject to change with no or limited notice. Please review all Loanhouse guidelines for regular updates.
1-Yr Self Employed




  The 1-year self-employed Non-QM product offers flexible qualification criteria, allowing self-employed borrowers to secure financing with alternative documentation and faster approval, even without traditional income verification.
WVOE Only




  A Written Verification of Employment (WOE) non-QM product offers flexible loan options for borrowers with unique employment situations, enabling faster approvals without traditional income verification.


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Guidelines subject to change with no or limited notice. Please review all Loanhouse guidelines for regular updates.
Closed End Seconds
Full Doc, Alt Doc and DSCR





  Credit scores as low as 660
  Loan amounts as high as $750,000 depending on LTV and FICO
  50.00% DTI
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Guidelines subject to change with no or limited notice. Please review all Loanhouse guidelines for regular updates.

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