P&L Only Loan Program – Simple, Flexible Financing for Self-Employed Borrowers

At Loanhouse, we know that tax returns don’t always reflect the true earning power of self-employed borrowers. Our P&L Only Loan Program allows clients to qualify using a CPA, EA, or tax preparer-prepared Profit & Loss statement—no tax returns or bank statements required. Designed for business owners, independent contractors, and entrepreneurs, this program provides a streamlined alternative to traditional income verification. With loan amounts up to $5 million, competitive rates, and flexible qualification guidelines, we make it easier for self-employed borrowers to secure financing for primary residences, second homes, and investment properties. Partner with Loanhouse today and offer your borrowers a simplified path to homeownership!

Simplified Income Verification for Self-Employed Borrowers

No tax returns or bank statements required – qualify using a CPA, EA, or tax preparer-prepared Profit & Loss statement.

Loan amounts up to $5 million with competitive rates and flexible terms.

Ideal for self-employed borrowers, business owners, and independent contractors.

LTVs up to 85% – more purchasing power with flexible guidelines.

No DTI calculations – easier qualification without traditional income verification.

Available for primary residences, second homes, and investment properties.

Fast, streamlined approval process – minimal documentation for quicker closings.

Broker-friendly program with competitive compensation and dedicated support.

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Partner with Loanhouse today and help your self-employed borrowers secure the financing they need—without the hassle!