ITIN Bank Statement Loan Program – Flexible Financing for ITIN Self-Employed Borrowers

At Loanhouse, we understand that many ITIN borrowers are successful self-employed individuals who may not qualify through traditional income documentation. Our ITIN Bank Statement Loan Program allows borrowers to qualify using 12 or 24 months of personal or business bank statements—no tax returns required. With loan amounts up to $2.5 million, LTVs up to 85%, and competitive rates, this program is designed to help self-employed ITIN borrowers purchase or refinance a primary residence, second home, or investment property. Expand your lending reach and provide more opportunities for homeownership—partner with Loanhouse today!

Flexible Mortgage Solutions for ITIN Self-Employed Borrowers

No tax returns required – qualify using 12 or 24 months of personal or business bank statements.

No SSN needed – available to borrowers with an Individual Taxpayer Identification Number (ITIN).

Loan amounts up to $2.5 million with competitive rates and flexible terms.

LTVs up to 85% – lower down payment options for qualified borrowers.

Ideal for self-employed ITIN borrowers, business owners, and entrepreneurs.

Available for primary residences, second homes, and investment properties.

Flexible credit requirements – no minimum credit score needed.

Fast and efficient underwriting – streamlined process with dedicated TPO support.

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Partner with Loanhouse today and offer ITIN self-employed borrowers a mortgage solution that fits their needs!