12-24 Month Bank Statement Alt Doc

Loanhouse's Bank Statement Loan products provide a game-changing solution for self-employed individuals, freelancers, and business owners who may struggle to qualify for traditional loans. Instead of relying on tax returns or W-2s, these loans use your bank statements to verify income, making homeownership or refinancing more accessible. With competitive rates, flexible terms, and higher loan limits, Loanhouse empowers borrowers to secure funding that aligns with their real financial situation. Whether you're an entrepreneur looking to invest in property or a contractor seeking financial flexibility, Loanhouse’s Bank Statement Loans offer the freedom and opportunity you need to achieve your goals—without the red tape. Submit your loans today and unlock the financing your clients deserve!

Product Highlights

No Tax Returns – Just Bank Statements – Qualify self-employed borrowers with 12 or 24 months of personal or business bank statements.

Higher Loan Amounts – Fund loans up to $5M with competitive rates and flexible terms

LTVs up to 90% – Give your borrowers more buying power with low down payment options.

Ideal for Self-Employed & Business Owners – Tailored for those who can't show income through traditional W-2s or tax returns.

Expanded Credit Guidelines – Credit scores as low as 600 considered.

Multiple Property Types – Finance primary residences, second homes, and investment properties.

Fast, Streamlined Closings – Simplified underwriting and non-agency flexibility for quicker turnarounds.

Broker-Friendly Process – Competitive compensation and dedicated support to help you grow your pipeline.