Asset Utilization Loan Program – Convert Assets into Borrowing Power

At Loanhouse, we recognize that many financially strong borrowers have significant assets but may not show traditional income. Our Asset Utilization Loan Program allows clients to qualify by using their liquid assets as a source of income, providing a flexible financing solution for retirees, high-net-worth individuals, and self-employed professionals. By calculating a monthly income based on their asset balances, we offer loan amounts up to $5 million, competitive rates, and expanded qualification options without relying on tax returns or pay stubs. Whether for a primary residence, second home, or investment property, this program helps borrowers maximize their wealth and secure the financing they deserve. Partner with Loanhouse today and expand your lending opportunities!

Turn Assets into Income – A Smarter Way to Qualify

No tax returns or W-2s required – qualify using liquid assets instead of traditional income.

Loan amounts up to $5 million with competitive rates and flexible terms.

Perfect for high-net-worth individuals, retirees, and self-employed borrowers with substantial assets.

LTVs up to 85% – more borrowing power with no income verification.

Acceptable assets include checking, savings, stocks, bonds, mutual funds, and retirement accounts (subject to eligibility).

Available for primary residences, second homes, and investment properties.

No DTI calculations – simplified underwriting for a smoother approval process.

Broker-friendly process with competitive compensation and dedicated support.